Alto Vale IA
Guides

Alto Vale Pessoal

Personal and couple finances on your computer: transactions, dashboards, goals, assets and statement import. Pick a feature. Each guide shows what it is for, the step by step, every action on the screen with examples and the shortcuts.

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Features

  1. What Alto Vale Pessoal is forHousehold finances without a spreadsheet: log entries, import your statement, close the month and see where the money goes.
  2. First stepsThe Welcome screen in four steps: language, AI, first data and done.
  3. TroubleshootingWhat to do when the app won't open, AI doesn't answer, a statement won't import or the PIN fails.
  4. Updating the appHow the app looks for, downloads and installs new versions without losing your data.
  5. DashboardThe month at a glance: how much you can still spend, recurring charges, balances to check, and tabs from past to net worth.
  6. Dashboard › PastWhat has already happened, month by month: income, expenses, leftover and savings rate.
  7. Dashboard › CompareMonths side by side, category by category, with a heat map and head-to-head.
  8. Dashboard › FutureProjection of open months, expenses to fit in and recurring entries.
  9. Dashboard › InvestmentExpected × actual: how much you planned to invest and how much you actually did, month by month.
  10. Dashboard › GoalsWhat is left and when you get there: goals with amount, deadline and how much to set aside per month.
  11. Dashboard › EvolutionNet worth and reserve over time: assets, debts and how many months of cost the reserve covers.
  12. MonthLog the month's income and expenses, check everything and close the month so it becomes history.
  13. EntriesEvery entry from every month: search, filter, fix categories in bulk and export.
  14. ReportsHow much went to each category, month by month, with period charts and CSV export.
  15. AnalysisAn overview of your finances, with local-engine findings and, if you have AI, a chat about the numbers.
  16. Import statementBring in bank entries (CSV, OFX or PDF card bill) and review before saving.
  17. CoupleDefine how you split bills and see who owes what, month by month.
  18. SplitsExpenses split with someone: how much each person owes and settlement records.
  19. AssetsProperties, vehicles and financing: net worth, installments and what is left to pay.
  20. AssistantType, paste a screenshot or record audio: the Assistant understands and proposes entries for you to confirm.
  21. Profiles and PINEach household member with their own data, and an optional PIN to open the profile.
  22. Categories and rulesCreate categories and teach the words that lead each description to the right category.
  23. AIChoose which AIs the app uses and in what order, and follow usage and cost.
  24. SettingsLanguage, theme, categories, AI, data and backup, about and update.

Frequently asked questions

Common problems on each screen and what to do. Installation, license, price and updates are on the product page. Installation, license and updates

In the guide What Alto Vale Pessoal is for

Press ⌘K and type the screen name, or open Help and search.

In Settings › Data and backup, delete the sample data or restore a backup.

In the guide First steps

Expected: the step you were on is saved and comes back by itself.

Redo it in Settings › General › Redo initial setup.

In the guide Troubleshooting

Search a single word (for example "backup").

See the Update guide and the Windows manual at docs/WINDOWS.md.

In the guide Updating the app

Check the connection and that the account is active; click Check for update again.

Follow docs/WINDOWS.md (More info › Run anyway).

In the guide Dashboard

The current month has no entries yet: click Add entry.

They need to appear in at least two consecutive months with a similar value.

In the guide Dashboard › Past

No month is closed yet: open Month and click Close month.

In the guide Dashboard › Compare

You need at least two closed months.

In the guide Dashboard › Future

Create the next month with the Month picker.

In the guide Dashboard › Investment

The contribution must be logged in the month, under the reserve category.

In the guide Dashboard › Goals

Close months so the app can estimate your leftover.

In the guide Dashboard › Evolution

Check that all assets and properties are registered (see Assets).

In the guide Month

Use comma or dot: 312.40.

Change it on the line (✎) or teach it in Settings › Categories and rules.

In the guide Entries

Clear the filters or search for part of the name.

Choose Split in the selector.

In the guide Reports

There are no months in the period: choose All.

In the guide Analysis

Turn on a provider under AI.

In the guide Import statement

Use the AI bundle or export as OFX.

Already-logged lines come unticked.

In the guide Couple

Mark the expense as split (♥) in Month.

In the guide Splits

Edit the settlement entry in Month.

In the guide Assets

A financing with no asset can be linked when creating the asset.

In the guide Assistant

Use simple sentences or set up under AI.

In the guide Profiles and PIN

Restore the profile from a backup; the PIN is not encryption.

In the guide Categories and rules

Reclassify in Entries.

In the guide AI

Read the message; check login or key.

In the guide Settings

Expected.