Alto Vale IA
Software

Alto Vale Pessoal

Your money, organized, on your computer.

Organize your money month by month, with goals, projections and an assistant using the AI you choose. Free, and your data stays on your computer.

Learn more about the product: business types, how it works and privacy

What you get

  • Free, no subscription
  • Your data stays on your computer
  • Goals, projections and net worth
  • Assets with financing and installments
  • Couple finances and shared expenses
  • Several profiles with PIN

Who it is for

Anyone who wants to organize household finances without spreadsheets or subscriptions, with their data on their own computer.

How it works

  1. Request the license here and arrange payment on WhatsApp.
  2. Download the installer in My account and activate it with your key.
  3. Use it on your computer — updates for the version you bought stay in My account.

In detail

Alto Vale Pessoal is a free personal finance app for Mac and Windows. Your data stays on your computer. It only leaves if you turn on an online AI, and goes straight to it.

What it does

  • Monthly entries, with category rules you can adjust
  • All entries on one screen, with filters, bulk actions and CSV export
  • Import of bank statements (OFX and CSV) and PDF card bills, with a review before saving
  • Dashboard with past, comparison, future, investments, goals and net worth
  • Reports with charts by period
  • Assets: real estate, vehicles and more, with financing and installments
  • Shared expenses and couple finances (half and half or by income)
  • Profiles: each person at home with their own finances, optional PIN
  • Assistant: "spent 50 on groceries", screenshots and voice; you confirm each entry
  • Backup: one automatic copy a day and data export

AI: your choice, and optional

Use Ollama, which runs on your computer, your Claude Code or Codex subscription, or an Anthropic, OpenAI or Google API key. The app shows calls, tokens and cost per provider. Without AI the app still works, and the Assistant understands simple sentences.

Automatic updates

The app works without an account. Sign in once with your altovaleia.com account and it downloads new versions by itself and only asks when to install.

Requirements

Requirements
  • Mac with macOS 13 (Ventura) or newer, Apple Silicon or Intel
  • or PC with Windows 10/11, x64
  • Optional AI: Ollama (local, free), Claude Code or Codex with your plan, or an Anthropic, OpenAI or Google API key
Included
  • Installer for macOS (Apple Silicon and Intel) and Windows 10/11 (x64)
  • Download in My account, released right away
  • Automatic updates from the app itself
  • Guided tours and in-app help

Current version

Version 1.0.3 · released on Nov 11, 2026

Available for: Windows, macOS

What is new

Version 1.0.3Nov 11, 2026

O Assistente agora marca como pago, corrige e apaga lançamentos que já existem (com cartão para aplicar e Desfazer) e enxerga o que está pago ou a pagar. Visual novo: barra lateral recolhível, Painel com abas na tela, Mês com lançamento rápido, Lançamentos por dia, Relatórios com categorias mês a mês e Importar em tabela. Ajuda com um guia por tela (o F1 abre o da tela atual) e tours atualizados.

Version 1.0.0Nov 2, 2026

Primeira versão

  • Finanças pessoais no seu computador, com metas, projeção e patrimônio
  • Importação de extratos e faturas
  • Bens, despesas divididas e finanças de casal
  • Perfis com PIN opcional
  • Assistente por mensagem, print e áudio, com a IA que você escolher
  • Atualização automática com a conta altovaleia.com

Downloadable materials

Manuals and brochures for this item, to look at before you buy.

  • What it is for and how to use it (PDF in Portuguese)00-para-que-serve-e-como-usar.pdf · 415 KB
  • Automatic updates (PDF in Portuguese)01-atualizacao-automatica.pdf · 362 KB

Frequently asked questions

Yes. Click Get it free: access is released right away, with no payment or approval.

The database stays on your computer. Your data only leaves if you turn on an online AI (Claude Code, Codex or an API key), and it goes straight to that AI, without passing through an Alto Vale server. With Ollama, nothing leaves your computer. The altovaleia.com account never receives your financial data: it is only used to get updates.

Not to use the app. The account is only for automatic updates. Without one, to update, download the new version from the site and install it over the old one.

In the app, go to Settings › Update and click Sign in with your account. From then on it downloads new versions by itself and only asks when to install: now or when you quit.

The app does not have a digital signature from Apple or Microsoft yet, so the system warns you the first time you open it. On macOS: System Settings › Privacy & Security › Open Anyway. On Windows: More info › Run anyway.

Refunds, trial period and support

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